The real cost of buying and owning a UK home
Straight answers to the questions buyers actually ask — each one worked through with True Bricks' own cost model, so the numbers are real.
What does it cost to run a home in the UK?
The full monthly and yearly cost of owning a typical UK home — mortgage, council tax, energy, insurance and upkeep.
What are the upfront costs of buying a house?
Deposit, stamp duty, conveyancing, survey and Land Registry — the cash you need to complete, worked through.
How much stamp duty will I pay?
The 2025/26 SDLT bands explained, with worked examples for standard, first-time and additional-property buyers.
How much is council tax, and how do the bands work?
What each council tax band costs, how the A–H ratios work, and how to estimate your annual bill.
Do solar panels pay for themselves in the UK?
What a home solar system costs, what it saves, and how long it takes to pay back against today's energy prices.