See the true cost before you commit
Every fee, every bill, every risk — calculated in seconds. True Bricks gives you the complete picture on any UK property before you make an offer.
Start your analysis
Enter a property address and asking price, or paste a Rightmove link to import instantly.
Address search is free — no account needed.
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What does it really cost to own a home in the UK?
Owning a UK home costs far more than the monthly mortgage. On top of repayments you pay stamp duty, conveyancing and survey fees up front, then council tax (the English Band D average is about £2,171 a year), buildings insurance, gas, electricity and water bills, and ongoing maintenance. True Bricks adds every one of these up for any UK address in seconds — free, no account needed — so you see the true monthly and yearly cost before you make an offer.
Last reviewed · figures use 2025/26 UK rates.
What you'll see
Every property, scored from 0 to 100.
80–100: Prime Asset
Exceptional value-to-cost ratio with minimal structural risks.
50–79: Fair Warning
Solid potential but requires investigation into maintenance.
Below 50: High Volatility
Multiple red flags detected. Proceed with extreme caution.
Sample analysis
12 Elm Grove, London
Yield
5.8%
Risk
Moderate
Forensic breakdown
The True Cost Ledger
Ledger ref: TB-9921-X
Comprehensive Analysis Report
Estimated asking
£850,000
Initial acquisition costs
10-year operational forecast
Net 10-year ownership cost
£941,150
Recent analyses from the community
SL6 area · Detached · 3 bed
58/100£425k–£475k
Consider — some concerns
RG10 area · Detached · 4 bed
82/100£1.2m–£1.3m
Good buy — strong fundamentals
SL6 area · Semi-detached · 3 bed
42/100£500k–£550k
Higher risk — review carefully
SL7 area · Detached · 5 bed
71/100£1.25m–£1.4m
Solid — minor concerns
Anonymised analyses from the last 24 hours
How it works
From listing to full analysis in under 60 seconds
Step 1
Enter any UK property
Search by address or paste a Rightmove link. We'll pull in all the details automatically.
Step 2
Customise your scenario
Adjust your deposit, mortgage rate and term. Add your current rent to compare buying vs renting.
Step 3
Get the full picture
See day-one costs, monthly outgoings, risk flags and a TrueBricks score — all in one place.
Common questions
What does it really cost to own a home in the UK?
Far more than the mortgage. On top of repayments you pay stamp duty and conveyancing up front, then council tax (the English Band D average is about £2,171 a year), buildings insurance, gas, electricity and water bills, and ongoing maintenance. True Bricks adds all of these up so you see the full monthly and yearly cost.
Is True Bricks free to use?
Yes — analysing any UK property is free and needs no account. A Pro plan (£8/month, cancel anytime) unlocks the investor tools: rental yield, HMO and capital gains tax modelling.
What costs does True Bricks include?
Mortgage repayments, stamp duty (SDLT), Land Registry and legal fees, council tax, buildings and contents insurance, energy and water, and a maintenance allowance — plus ground risks like subsidence and radon where data exists.
Do I need to know the asking price?
No. Enter any UK address or paste a listing URL and True Bricks pulls the details automatically, then estimates every cost from there. You can adjust any figure yourself.